VDA Capital Group

Among 1000's of lenders — where to apply for a loan?

Ilia Prikaztchikov, Chicago

your private credit consultant

Free case review

There are 1,000’s of different of Lenders — ranging from national banks to private banks and crowd funding sources.

When you apply to a “wrong” lender:

waste of time

credit inquiries will lower your credit score and increase chances of not getting a loan or getting a lower amount

So... how can you choose the best lender to fit your exact needs?

VDA Capital Group maintains professional relationships with 100+ lenders

We know all of their specific terms
and conditions

We quickly review your case and connect you with the lender(s) whose terms meet your needs for the loan amount, repayment timeframes, interest rates and fees

We never waste your time

Oh... And we only get paid when you get funded!

Check your options

How much do you need?

1 000

Business or personal loan?

Business Personal

Your credit score:

Exellent (720+)

Good (680-720)

Fair (620-680)

Poor (<620)

Check

Do it yourself VS hire vda capital

Ryan

Story

Jim

Where they started

720+ FICO score and established
credit history

Ryan & Jim goals

Trucking business for 5 years
10 freight trucks in the fleet
Urgently needs $50,000 to repair 5 trucks

What Ryan did:

What Jim did:

June 1

Ryan called his bank where he was a client for 5 years, but the business banker was not in the branch. So, John had to schedule an appointment in 3 days.

Ryan is waiting for 3 days...

Jim called VDA Capital Group and set up an appointment the same day.

After review of Jim`s financials, he was advised to wait for 1-2 days while VDA Capital specialist discusses his case with a couple of lenders. The problem was that Jim had a factoring company that placed a UCC blanket lien against all of his business. And most of the banks do not accept a second lien holder position.

June 3

Ryan came for an appointment to his bank. After talking to the banker and explaining how his business operates, he was given a list of documents that he had to send to the bank.

Same day Ryan sent all necessary docs to the banker, who told him to wait a couple of weeks till the banker has an answer from underwriter.

VDA Capital specialist finds a lender that would fund $50,000 and accept a second lien position.

Jim was presented with an offer and he accepted it. And his file was sent to the underwriter.

June 5

Ryan is waiting for 1 week...

Underwriter called Jim for a 15 min talk to find out about why Jim needs money and where he is planning to spend them.

June 8

Still waiting...

Jim`s app is approved. He receives a contract. He signes it electronically and send it back to the lender.

June 9

Still waiting...

The funding is scheduled in 2 business days.

June 11

Still waiting...

Jim receives his funds on his business bank account. Right away he spends them for his trucks repair job.

June 15

Ryan is contacted by the banker and asked for additional information about his business (how many trucks he has, if he has a factoring company). Ryan sends info right away.

All trucks are repaired and are back on the road.

June 22

Ryan is contacted by the banker and told that his app was denied because he had a factoring company that put a UCC lien on his company and the bank cannot accept a second lien position.

Ryan decides to contact an online lender that he found by searching the web.

Jim just made $50,000 in gross revenue for 1 week.

June 23

Ryan is offered $50,000 at 28% interest rate for 1 year. Ryan cannot wait any longer because his trucks are not operating and he has a high overhead. So, he accepts the offer.

Jim`s trucks are on the road making more money.

Final result

Lost 24 days before he got funded
Paid $0 to the online lender for processing
$50,000 loan at 28% APR for 1 year
Monthly payment — $5,334
Will pay $14,000 in interest

Lost 10 days before he got funded
Paid $2,500 to VDA Capital Group for processing
$50,000 loan at 7.5% APR for 3 years
Monthly payment — $1,702
Will pay $11,250 in interest

Ready to schedule your free case review?

Apply Now

Time

Money

Result

Professionalism

Recognition

Free preliminary consulting
and case evaluation.

We will never waste your
time if we cannot help!

WHY HIRE US?

We have partner relationships
with over 100 local and
nationwide lenders.

You will get the best deal!

WHY HIRE US?

If you don`t accept any
offers that we present you,
you don`t owe anything.

We get paid only when you
get results!

WHY HIRE US?

We are professional in our field
as well as you are in yours.

We have over 7 years
of experience!

WHY HIRE US?

800+

happy clients!

WHY HIRE US?

Express loans

Term loans

Lines of credit

Equipment loan

Construction loans

SBA loans

Bad credit loans

Good credit loans

Home equity lines of credit

Express loans

We Offer

Funding up to $150,000
Daily (Mon. – Fr.) or bi-weekly payments
No penalty for prepayment
Processing takes 3-7 business days

Requirements

550+ FICO (No bankruptcy for the last 3 years)
1+ years in business

Apply

Term loans

We Offer

Funding up to $5,000,000
Terms up to 5 years
4.5%+ APR
0% down payment
Processing takes 2-3 weeks for loan amounts under $250,000.

Requirements

620+ FICO (No bankruptcy for the last 5 years, No open liens or judgments)
No criminal record
1+ years in business

View case study Apply

Lines of credit

We Offer

Funding up to $500,000
Terms up to 5 years
4.5%+ APR
You get funding within 2-3 weeks

Requirements

620+ FICO (No bankruptcy for the last 7 years)
2+ years in business

View case study Apply

Equipment loan (trucks, machinery, etc)

We Offer

Funding up to $150,000
Terms up to 5 years
4.50%+ APR
0% to 20% down payment
Processing takes 3-10 business days
NO UPFRONT fees

Requirements

680+ FICO (No derogatory accounts, No bankruptcy for the last 7 years)
Buying a 10 year old or new piece of equipment

View case study Apply

Construction loans

We Offer

Funding up to $10,000,000
Terms up to 15 years fully amortizing
Up to 80% LTV for purchase and up to 75% for refinances (cash out transactions considered)
4.50%+ APR

Requirements

660+ FICO (No derogatory accounts, No bankruptcy for the last 7 years, No late payments)
Minimum 3 years in business
Company sales should exceed a loan amount

Apply

SBA loans (commercial real estate)

We Offer

Funding from $350,000 to $20,000,000 for business or real estate acquisitions, construction, refinancing, franchise or equipment financing
Terms up to 25 years fully amortized
Up to 100% financing available for general purpose owner/user commercial real estate and equipment
6.00% APR (can be lower if there is a down payment)
Processing takes 2 months

Requirements

660+ FICO (No derogatory accounts, No bankruptcy for the last 7 years, No late payments)
Minimum 3 years in business
Company sales should exceed a loan amount

Apply

Bad credit loans

We Offer

Funding up to $50K
14.99%+ APR
You get funding in 1-2 weeks

Requirements

Must have at least 600 FICO

Apply

Good credit loans

We Offer

Funding up to $250K
Funding in the form of personal credit cards and personal loans
0% APR for the first 6 months on most of the credit cards
5.99%+ APR
You get funding in 1-2 weeks

Requirements

Must have at least 700+ FICO (No bankruptcy for the last 7 years)
At least 70% available credit on ALL credit lines/cards

View case study Apply

Home equity lines of credit

We Offer

Funding up to 90% LTV
You get funding in 4 weeks
No doc fee
No appraisal fee
No closing cost

Requirements

680+ FICO (No derogatory accounts, No bankruptcy for the last 7 years, No late payments!)
At least 65% available credit on ALL credit lines/cards

Apply